Disclaimer
Rich Ayala Consulting is not a lender and does not make loans or credit decisions. We provide a matching service only and do not act as a representative, agent, or correspondent for any service provider or lender. We do not endorse any particular service provider, lender, or loan product. You are under no obligation to use Rich Ayala Consulting’s service to initiate contact, apply for credit, or secure any loan product with any service provider or lender. This service is not available in all states.
Consumers submitting an application for a loan through Rich Ayala Consulting incur no cost. We do not provide lending services directly to consumers. Based on the application you submit, we search our extensive database of reliable lenders to pair you with the lender and loan best suited to your needs.
All fees and rate information will be disclosed by the lender at the time of approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided by the matched lender. This document will contain all fees and rate information pertaining to the loan being offered. It is essential that you review the fee and rate information thoroughly and completely before agreeing to the loan terms. You are under no obligation to accept these terms.
If you decide the loan terms detailed in the lender contract are acceptable and wish to proceed with the loan process, you may append an e-signature to the page. Once you enter into a legally binding contract with the lender, you assume all costs and risks associated with the contract. At that point, you are obligated solely to the lender and are never obligated to Rich Ayala Consulting. The loan fees and interest rates are determined solely by the matched lender based on the application information submitted. Rich Ayala Consulting has no influence over the determination of these fee amounts and interest rates.
Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek debt and credit advisory help. You are encouraged to consult our Rates and Fees page to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives, and recent developments in your state.
The states this website services may change from time to time and without notice. Rich Ayala Consulting does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a service provider or lender. You will not be charged any fees to use our service.
Service providers or lenders will not require credit scores from the three major credit reporting bureaus: Experian, Equifax, or TransUnion. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders in certain circumstances.